Premium cards boomed in 2025. 2026 will bring a K-shaped market, more experiential perks, growing mid-tier cards and steadier rewards despite fee pressure.

A fair credit card debt settlement is typically somewhere between 50% and 70% of your outstanding balance, though settlements can range anywhere from 30% to 80% depending on various factors. If you owe $10,000, for example, you might negotiate to pay between $5,000 and $7,000 to settle the account in full.

0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.49%, 23.99%, or 28.24% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.

Welcome bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. New cardholders receive a 0% intro APR for 15 months from account opening on purchases and balance transfers.

Gift card companies are adding protections for consumers, who are increasingly being duped into sending funds to online scammers through store credit. In 2022, nearly 65,000 consumers were swindled out of more than $228 million in gift card scams ...

This $0-annual-fee business card offers unlimited 1.5% cash back, plus a generous welcome offer. Here's how much you could earn in 2026.

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Some card details on this page may be out of date. Have you ever had your credit card information stolen? EMV chips may help protect you during in-person transactions, but they can't keep you safe during online or phone purchases. Replacing a compromised ...