Most Americans (79%) think high schools should offer financial education. More than one in four (28%) members of Gen Z do not consider themselves financially literate; significantly higher than ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Credit cards are a tricky financial product. If you use them to your advantage, top credit cards can help you save through the rewards and other perks they offer. But if you're not careful, they could ...

I was 19 when I received my first credit card and I had no idea what I was doing — and I’m not alone. In fact, according to a recent Bankrate survey, over half of Americans have not received a strong ...

Using credit cards can help you learn valuable life skills such as responsibility, accountability and independence. As in life, establishing trust through a credit score takes time, so get started as ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

A 100-point drop in a credit score can be "absolutely catastrophic." It can also take years to recover from, according to LendingTree chief credit analyst Matt Schulz. The Federal Reserve Bank of New ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...