Advocacy groups warn Trump housing regulator that mortgage credit score changes could trigger another taxpayer-funded bailout like 2008 financial crisis.

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

The FHFA announcement directs Fannie Mae and Freddie Mac to permit lenders to choose between two approved credit score models – Classic FICO and VantageScore 4.0 – for loans sold to Fannie Mae and ...

The companies that buy up the majority of the country’s home loans will now accept a second credit scoring model for mortgages — a change that could help underrepresented borrowers qualify for ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market. Processing Content The ...

LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Manila, Philippines – As part of a series of major product and partnership advancements leading into 2026, FinScore, a ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...