Gift cards have been the most popular items on consumers' wish lists for more than 13 years, reports the National Retail Federation. As a small business owner, you can create digital gift certificates ...

If you’ve ever not known what to buy someone as a gift, you may have turned to gift cards or gift certificates. Not all gift cards and gift certificates are the same. Knowing your rights and being ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...