Learn about legal interest rates and their limits, how different states enforce laws, and what excessive rates—usury—mean for ...

Discover how file-and-use rating laws let insurers use new rates without prior state approval. Learn how these laws impact insurance prices and consumer protection.

Usury laws set limits on the amount of interest lenders can charge on loans and are typically set at the state level. There is no federally mandated maximum interest rate for credit cards. For credit ...

As Big Law exponentially increases billing rates, midsize firms face anxiety over pricing out clients and losing opportunities should they raise rates. Rather than emphasizing their lower rates, ...