A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Becoming an authorized user on someone else’s credit card can help you establish good credit. The process of removing an authorized user is simple and can be done by calling the credit card issuer or ...

Breaking up is hard to do, especially if it’s with your credit card. Since canceling a credit card can ding your credit score, you need to do so thoughtfully. Make sure you check your reasons, explore ...