Reaching out for help with debt is a brave and proactive step, and it's one that speaks volumes about your determination to turn things around. Whether you're feeling the pinch on a tight budget or ...

Becoming debt-free starts by assessing your budget and determining how much you can realistically afford to put toward your outstanding balances. A proven payoff strategy such as the debt snowball or ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

It's all over the personal finance world. Entire blogs, books, and TikToks are dedicated to the idea that wiping out every last penny of debt is the key to happiness, freedom, and peace of mind. And ...