When I changed my focus in extension teaching from agriculture to family and consumer sciences, one part of the job I did not anticipate was the amount of homebuyer education I would be able to ...

Paying your bills on time, having stable income and boasting a good credit score won’t get you a mortgage loan if your lender determines that you live too close to the edge. In the mortgage lending ...

See if you qualify to lower your monthly payments, reduce multiple payments into 1 and become debt free in 24-48 months. If you’re worried about debt, you’re not alone. According to the Federal ...

When you apply to borrow money, lenders look at a number of factors as they decide whether to approve or deny your request. One factor, called your debt-to-income ratio, gives a lender clues about ...

Paying your bills on time, having stable income and boasting a good credit score won’t get you a mortgage loan if your lender determines that you live too close to the edge. In the mortgage lending ...

If you’re worried about debt, you’re not alone. According to the Federal Reserve, Americans lose nearly 10% of their disposable income to personal debt. Lenders don’t mind debt if your income is high ...