A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

When you have a credit card you don’t use, canceling it might seem like an obvious move. That’s especially true if the card carries an annual fee or you’re prone to overspending. But if you aren’t ...

Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

Closing a credit card can hurt your credit score, so know the potential risks and benefits before you make the call. Jackie Lam is a contributor for CNET Money. A personal finance writer for over 8 ...

Recurring charges to your credit card can add up quickly, even if they’re small amounts. Sometimes known as gray charges, these show up on your statement monthly, biannually or annually, often as a ...

If you've missed your credit card payment deadline by a day or two, don't panic. A lapse of just a couple of days won't affect your credit score. You might even be able to get your credit card ...

Most credit card payments are processed within three days. As long as you make a digital payment by 5 p.m. on the due date, you shouldn't incur penalties. Many or all of the products on this page are ...

Canceling a credit card that you no longer use is typically a straightforward process. However, the steps you need to take and the prerequisites often vary between lenders. Additionally, it’s ...