When companies offer a pension, it's common to give retirees two options: collect the pension as a lifetime monthly payment ...

Forbes contributors publish independent expert analyses and insights. I am passionate about pensions, recessions, IRAs and retirement. Recent changes by the IRS have perked up interest in companies ...

Whenever I hear about someone getting a pension from their job, I’ll admit — I feel a little jealous. Other than Social ...

Deciding between a $500,000 lump sum or $3,500 monthly annuity payments for your pension isn’t straightforward and involves weighing several personal factors. You need to consider how long you might ...

Read this if you're thinking about retiring and taking the lump-sum option Clay Halton was a Business Editor at Investopedia and has been working in the finance publishing field for more than five ...

As the legendary financier Bernard M. Baruch once said, "now is always the hardest time to invest." This is especially true for families who receive an influx of cash after selling their business or ...

If you're fortunate enough to have a pension at work, make sure you make the most of it. Having enough income in retirement is a primary concern for everyone approaching the end of their careers.

As an adviser, you want your clients to experience the best possible investing outcomes from one year to the next. One way to ensure they will see better results based on one specific metric is to ...

Several years ago, my previous employer offered former staff members a lump-sum pension buyout. We were given the option of receiving a steady monthly amount over the course of retirement or a ...

Roughly one-third of those who report having spent a significant portion of a retirement plan lump sum distribution taken from either a DC or DB plan say they regret the choice in hindsight. A new ...

Lump-sum -- or fixed-price -- construction contracts now account for about half of all contracts in the U.S., according to industry think tank PSMJ Resources. Generally speaking, both sides favor lump ...