Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Claire Turrell is an award-winning freelance journalist based in Singapore. Her work has been published by Insider, Nat Geo, The Guardian and BBC. Over a decade of editorial experience across a number ...

Simply put, your credit limit is the maximum you can spend on your credit card. Raising your credit limit can give you more purchasing power and perhaps even boost your credit score — as long as you ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

If you're trying to improve your credit score, it's important to understand how your credit score is calculated. While you do have many different credit scores, including VantageScores, about 90% of ...

Requesting a credit limit increase can have both positive and negative impacts on your credit score. If you request the increase, expect the issuer to conduct a hard credit inquiry. If the issuer ...