A five-year CD can help you reach other milestones as you approach retirement.

Joshua Rodriguez is a personal finance and investing writer with a passion for his craft. When he's not working, he enjoys time with his wife, two kids and two dogs. Tax season is upon us and many ...

A 12-month CD can protect your savings from falling rates, offer guaranteed returns, and keep your money flexible. Here's why ...

CD terms can range from as little as 28 or 30 days up to 10 years or more, depending on the bank or credit union. As a general rule of thumb, the longer the CD term, the higher the interest rate you ...

Focus on CDs for cash reserves, use a CD ladder and compare rates. But don’t lose sight of a CD’s purpose. Many, or all, of the products featured on this page are from our advertising partners who ...

Certificates of deposit (CDs) offer predictable income, low risk, and FDIC insurance. Learn how CDs work, when they make ...

Only one in five Americans has more emergency savings now than at the start of 2024, according to Bankrate’s most recent Emergency Savings Survey. If you’re one of those savers looking for ways to ...

To choose between a certificate of deposit and a money market account, take a look at your financial goals. Both can help you build up your savings, but their different rules serve contrary strategies ...

Use SmartAsset’s CD calculator to see how much your CD can earn based on your deposit size, the length of the term, its interest rate and how often it compounds. Offered by many financial institutions ...