Many retirement plans may need amendments to meet regulatory updates regarding required minimum distributions and SECURE and ...

You may never have heard of a 403(b) plan before, but if you're familiar with the 401(k), then you basically know the 403(b) ...

Legislation that is considered one of the American Retirement Association’s top policy priorities is on deck to be considered next week by the House of Representatives.

Ben Franklin said "a penny saved is a penny earned." This simple but powerful adage underlies any savings and investment program, whether established by someone on their own or whether they ...

(b) retirement plans for educators and non-profit employees are often plagued by high fees. Learn how to identify and reduce these costs to protect your nest egg.

The original premise for a 403(b) plan was to allow for additional retirement income to be saved by employees of public schools and non-profit 501(c)(3) organizations. However, there’s recently been a ...

Continuing a recent trend to more closely align 403(b) plans with tax-qualified 401(k) plans, the Internal Revenue Service (“IRS”) recently issued Revenue Procedure 2022-40 (November 7, 2022) to ...

If you administer a 403(b) plan you should be familiar with the term “universal availability”. This concept means that, as a general rule, all employees must be allowed to make elective deferrals into ...

The House and Senate bills would help workers consolidate retirement savings by allowing rollovers from Roth IRAs into ...

Employers who allow for hardship distributions from their 401(k) or 403(b) plans should be aware that the Internal Revenue Service recently finalized updates to the hardship distribution regulations ...